Posted by chica with issues under
general issues
Today I got a notice on my door about renewing my lease at my apartment complex. I’m not going to as I’ve been planning on moving someplace with a lower cost of living. I looked through the papers anyways and was surprised to see a new requirement of renter’s insurance. But it wasn’t just for regular renter’s. Nope. You also have to get $100,000 worth of liability and add the complex as an “Additional Insured” on the policy. Frankly, I don’t even know how this is legal. So, I looked it up.
Apparently apartment complexes are starting to do this and if you cause a fire or a leak or something then instead of them having to use their high deductible insurance to pay for the damages they take it out of your liability insurance. This saves THEM money in the long run. I even found a case study online from eRenterPlan that touts how great this is for the apartment complex. Of course, eRenterPlan sells renter’s insurance and partners with these complexes. In fact, they were named on the paper from my apartment complex office. I still am fuzzy on how exactly this is legal. One this is for certain, it really turns my stomach.
Posted by chica with issues under
Commercial Breaks
Due to the economy I have been looking at cheap homes for sale. I am looking that things that need a little work and might benefit from Premier Lighting fixtures and such. There are a lot of great deals out there where I could really afford to put in those nice lighting fixtures. If you are thinking the same thing check out the link above for some nice lighting.
Posted by chica with issues under
family & relationship issues
Interesting story on Yahoo - Happiness: 3 amazing tips from the world’s oldest case study. The gist is that they have been studying a group for 72 years. The study measured “a formula-some mix of love, work, and adaptation-for a good life.” And they came away with 3 things that you need for happiness.
1. Have a Healthy Outlet
2. Don’t Take Yourself Too Seriously
3. Happiness Must be Shared
Read the article for all the details - plus it is pretty interesting 
Posted by chica with issues under
Commercial Breaks
My birthday is this week. Another year gone. And another year that I am still in debt. That is really frustrating. I have seriously got to sit down and take care of this debt monster. If not, they will be burying me with it! Ugh. What a horrible thought!
Posted by chica with issues under
Commercial Breaks
I’ve been reading a lot about passive income lately. I came across some blog posts where people are talking about passive income with Associated Content and eHow. Personally, I make around $80 a month in passive income from AC. But apparently there are people that are making over a thousand a month. And that is truly amazing. I am now wondering if I am focusing on the wrong things!
