Observing others financial choices, part 5

Posted by chica with issues under money issues

Wednesday night the repo man came and took the car. This time there was no fighting with Mr. Repo Man about it and no moving the car. It turns out that my relatives filed for bankruptcy a few years ago and had reaffirmed the car loan. And apparently there was a condition that if they […]

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Observing others financial choices, part 4

Posted by chica with issues under money issues

It is always interesting to me where people spend and where they skimp when they are in financial quicksand.
My relatives send their kids to a private school. My sister-in-law smokes name brand cigarettes. My brother-in-law drinks name brand beer. Every single night. The kids wear the nicest clothes and so on. They regularly eat fast […]

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Observing others financial choices, part 3

Posted by chica with issues under money issues

Also on the day after the repo man came I heard a lot of talk about various things my relatives were planning on buying.
My brother-in-law was on the computer looking at motorcycles. He asked how far of a drive Hartford, CT was because he found a motorcycle there for “only” $14,000 that was normally closer […]

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Observing others financial choices, part 2

Posted by chica with issues under money issues

What do you do when the repo man came for you car the night before and you don’t have the money for it?
You rent a movie from the cable on demand!
So, let’s recap - you don’t have $200 for a car payment so you decide to spend $5.00 renting a movie from your on demand […]

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Observing others financial choices, part 1

Posted by chica with issues under money issues

The first state of staying with my relatives I was awoken by a banging on the door around 4 am.
It was the repo man.
The story goes that they were only one car payment behind. However, in my past experience with having a friend who had a father that was a repo man - it takes […]

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Observing others financial choices

Posted by chica with issues under money issues

Have you ever spent a lot of time with friends or family and gotten a real good glimpse of their financial choices? It can be pretty interesting.
I am staying with family for a short period of time right now. And the things that I am seeing and overhearing are a bit shocking. And also a […]

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When a bad case of “I want” strikes

Posted by chica with issues under money issues

You know, going from being a reckless spender to a frugal shopper is no easy endeavor.  It is something that takes time and a lot of willpower. But once you successfully make that transition there is still an ugly beast that rears its head from time to time.
A bad case of the “I wants.”
And it’s […]

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A great compound interest calculator

Posted by chica with issues under money issues

I admit it. Ever since getting into personal finance I have developed a love of compound interest. And I really wish someone had told me about it when I was younger!
I spent a lot of time looking for the best compound interest calculator on the web. And I found one at Dinkytown. It is their […]

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The true cost of Amazon Prime

Posted by chica with issues under money issues

I like the convenience of ordering things online. And I really like Amazon.com as I can get everything from groceries to computers to Brita Water filters to books and cds - all from one site. Basically, that is my way of saying that Amazon gets a lot of my money.
So, a while back when I […]

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Frugal eating: Ways to lower that grocery bill

Posted by chica with issues under money issues

If you haven’t noticed, food has been on my mind a lot this week. I have a good reason for that though. When I was doing my end of month tallying of my spending tracking spreadsheets I noticed that I spent less on food than in previous months and began looking back to see what […]

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